WealthTalk - money, wealth and personal finance.

Is Freedom of Location Important To You?

Episode Summary

In today's episode we are joined by one of our wealth coaches, Bronwen Vearncombe, and she tells us how she was able to quit her corporate job and how she now has the freedom to be anywhere in the world and still earn money. Want to be able to do this too? Make sure to tune in to hear the secrets she has to share.

Episode Notes

Would you like to have the freedom to be located anywhere in the world and still earn income every month? Tune in to this week’s episode of WealthTalk to find out how WealthBuilders coach, Bronwen Vearncombe, was able to quit her corporate banking career and achieve financial independence through property. The freedom they now have created for themselves has allowed Bronwen and her husband John to travel the world achieving some of the greatest life goals together.

Resources Mentioned In This Episode:

>> REGISTER FOR THE WEALTHBUILDERS ACADEMY WEBINAR

>> Connect with Bronwen Vearncombe [LinkedIn]

>> Property Investing Foundation

>> Follow @wealthbuilders on Clubhouse

>> REGISTER HERE FOR FREE RESOURCES ACCESS

>> Wealth Dynamics Test

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Episode Transcription

Unknown Speaker  0:01  

The purpose of wealth talk is to educate, inform, and hopefully entertain you on the subject of building your wealth. Wealth builders recommends you should always take independent financial tax or legal advice before making any decisions around your finances.

 

Christian Rodwell  0:19  

Welcome to Episode 108 of wealth talk. My name is Christian Rodwell, the membership director for wealth builders. I'm joined today by our founder Mr. Kevin Whalen. Hi, Kevin.

 

Unknown Speaker  0:28  

Thank you. It's good to be with you again. And absolutely brilliant to be showcasing one of our coaches.

 

Christian Rodwell  0:33  

Indeed we are so today's guest is Bronwyn vo income. And we've known Brahman a long time, Kevin, she certainly knows the wealth builders process very well. And yeah, you're right. Brahman is one of our wealth coaches. And inside our wealth builders Academy, we've got six wealth coaches, and all of our members have a coaching call every 30 days, and never let 30 days go by without taking some action. So that is one area of accountability that we have for our members. And yeah, maybe it's good to know how you first connected with Bob and Kevin.

 

Unknown Speaker  1:08  

Yeah, well Bronwyn connected with me. When she was discovering that she wanted to get that leverage of Lloyds Bank pension. I think she mentioned that in the interview, doesn't she? And so, you know, she came to she, she was introduced to me by Simon zooty, who was a property coach. So again, the importance of coaching and the importance of connections. So somebody connected us, we got on really, really well. We helped to go through a process of turning her old company pension, which is going to be kind of left until her retirement date, which he definitely did not want. She wanted to use that money to build her wealth today. And how powerful is it been that a combination of that money plus her own skill and time has worked to the effect that she's financially completely free, as we'll discover, way, way, way before the normal retirement date. So she's bought so much time back from her life. And you can probably tell when you listen to what Brahman is all about, you know, one of the great freedoms, which wealth is always built upon when it comes down to it, Chris, everybody who wants to be wealthy, wants to be wealthy for a reason. And that reason almost always boils down to one of the seven freedoms that we will often talk about and, and discuss inside the program.

 

Christian Rodwell  2:37  

Yeah, that's right. Well, we're really focusing on step one of our recurring revenue roadmap today in step one, is all about the mindset. And as part of that module, it's reconnecting with your reason why, and you rightly say, there's seven freedoms which we've identified. We know that these are almost always important to to our members. And that's, of course, financial freedom, time, freedom, freedom of location, which we're focusing on today. Relationship freedom, creativity, freedom of control, and freedom of purpose.

 

Unknown Speaker  3:10  

Well, remember, Chris, I was wondering how I was gonna have to step in and say, No, not at all. you've, you've nailed it. And I think it's great to hear that, you know, you're living and breathing it in and Bronwyn, too. So just to continue that journey a little, you know, then once Bronwyn, had set up her SAS pension with a sizable pot of money, she engaged with me and her husband, john, to mentor them to, you know, maximize the value of that and deploy that, which they did. And they work with me in that with a with a bunch of other people. And she went on to create a property course, which we thought was great. And then she resonated so much with us and the relationship are so strong, she decided that it wouldn't be great to be giving back by helping other people to become financially independent and, and now as a coach, and she does the coaching really not for profit. It's, it's definitely not it's a purpose for her as it's giving back, isn't it? It's to say, Hey, I was in a place where probably what I was going to get out of life trading time for money wasn't what I wanted. I made some changes, I followed a path, I got some clear accountability. The plan was there, I was held accountable to the plan. And as a result, it's worked in really in essence, Chris, she's walked the entire Walk of the nine step roadmap.

 

Christian Rodwell  4:36  

Well, we're talking about the roadmap and actually a good moment to remind you, if you're listening now, and you haven't yet registered for the academy launch webinar that Kevin and myself will be holding on Thursday, the third of June. We'll be walking you through the entire roadmap. So you can see exactly how we help our members to move from a place of financial insecurity through to security and then to independence. So If you'd like to join us for that, do head over to wealth builders.co.uk forward slash Academy launch. All one word. And yeah, reserve your place and join us on the third of June. So shall we head on over and have listened to our conversation with Roman?

 

Unknown Speaker  5:17  

Yeah, let's talk about that. And just be mindful, I think because as you'll hear from history, she's in a very unusual place. And when you're in unusual places, you sometimes get unusual noises.

 

Christian Rodwell  5:28  

Yes, the African winds blowing in the background. So okay, let's head on to our conversation with Bronwyn Varian Comm. Bronwyn, welcome back to off talk. Hi, Christian, how you very, very good, thank you. And for our listeners, if you'd like to see the wonderful blue skies that Bronwyn has in the background today, which is really to the point of our conversation, then do head on over to the wealth builders Facebook page or Facebook group. And you can see the video recording of this interview, but Bronwyn, good to have you back on. And you've appeared before on wealth talk, of course. And to be honest, it was, it's a continuation really, of this freedom lifestyle that you've created for yourself, which is, you know, one of the freedoms, which is really important to a lot of people. But it'd be interesting today to really hear how you've managed to put this into practice for yourself. And I'm really how important this is for you.

 

Unknown Speaker  6:22  

Absolutely. And it's great to be back on wealth talk. It's something that I love to listen to, and I'm always learning. So thanks for bringing me back on. And yes, I'm here in Namibia at the moment. But the the conversation today is going to be all about that the freedom to be located anywhere in the world. And that's been very much our reason why we started in property about seven years ago, was to be able to have choices, and to spend our time doing things that we feel are really important to us. property is, you know, is our route to freedom. But we very much like to spend time with other with other things in mind. And when we started out, it was really interesting, because our coach at the time, it was very, very specifically said to us, what is your long term goal? Where do you see yourself in 510 1520 years time even? What would you be spending your time doing if you were not working in a corporate job? And that's a hard question for a lot of people because, you know, normally we say, Oh, yes, more time with the family. And that's taken for granted, really. But for us it was much more about you know, giving back, you're working with organizations and charities. And for me, it was wildlife. For john, it was sailing and doing more active, stuff like that. Well, you know, over time, we've we've done quite a lot of things, which we can touch on in a minute. But

 

Christian Rodwell  8:05  

yeah, it'd be really good I think Bronwyn just to recap on kind of where it all began, you know, because you were working in a in a corporate career, you and your husband, john, and, you know, you very quickly transitioned from that corporate life where you were very much trading time for money every day commuting to, you know, quickly, being able to replace that income. And tell us a little bit about exactly how that transition occurred.

 

Unknown Speaker  8:34  

Yes, absolutely. So, so yes, very much in the corporate rat race. I was working for Lloyds Bank. I'd been in banking for 21 years. And, and I quite enjoyed my job. But the problem was, I couldn't take my pension until I was 67. I just been told that. And in my mind, it was well, I didn't really want to work beyond 55, which is what my father had taken early retirement at that point. My husband john was working in an IT consulting company in London, I was commuting sometimes to the Isle of Wight sometimes to London. And the time we had for each other and for other things was very limited to not even evenings because long days. You know, weekend, Saturdays pretty much was the only day we had Sundays you have to get ready for the next week. So, so so huge, huge reason to find a way of creating an income that we could we could get every month without needing to be, you know, commuting or even spending time at a desk. And we discovered property as a way of getting rental income. And yeah, within a couple of years of starting to learn. We were both out of our day jobs and working in the business which which was a different experience as well as working with your spouse, it's not easy. But wow, you know, having choices now, to do what we want to do. It's certainly been worth the effort in those first few years. That was back in 2014. When we started,

 

Christian Rodwell  10:16  

I think probably Brahmin, there's a lot of people listening who have managed to, you know, transition away from being an employee, to becoming a business owner, property investor, but still trading time for money inside their own business still feeling trapped by all the things they have to do every week and every month. So how did you set about actually systemising the business so that you weren't, you know, stuck in the business yourself?

 

Unknown Speaker  10:45  

Yes, the was really important to us when we started out that we didn't create another job. So when we started with sort of houses have multiple occupation, or even single vital acts, it was really important that whilst we found the property, we negotiated the price, we worked out the strategy, we managed the refurb, we certainly were never going to be managing the property and the tenants. So we started out with that in mind, because we said, well, what happens if we want to go? And you know, john wanted to sail around the world? And if we wanted to go and spend some time in Australia, how would we make that work? So, so with that end in mind, it was a really good thing for us to think, right? Whatever we do, it can't take up our time, because our time needs to be finding the next deal, the next opportunity so that we can create enough income to give us that freedom. So yeah, we see it, a lot of people will take on jobs, and maybe they enjoy doing it. And that's fine. But it's really hard then to step back and give it to someone else if you if you've been doing it yourself. So I think with hindsight, it's it was really good to have that. That goal from the beginning. And what were some of the first tasks that you started to outsource? What's festival it was the management of the properties. It was the refurbishment. Now we had responsibility, but we weren't going to be painting the walls and sorting out where we were going to get the carpets So, so networking early on, so that we could find trades people or ideally somebody that could manage the whole project, really, and get it ready for letting. I liked doing the negotiating, I liked finding the deals. And in fact, that's, that's the hardest bit, I think the rest can be done by other people, the hardest thing is finding the deal. And then, and then after that we even we even had other people help find us the deals as well, because we knew how to do our due diligence. And we found that, you know, it was perhaps a little bit easier when we were doing bigger deals to work with some commercial agents. And they would, they would give us some opportunities, some ideas, some some deals that we would then go and assess. So even that became something that other people could do. But then the big catalyst was was then, you know, stopping at some point that was a big decision really is no more deals, no more new deals. Because we had a, we had a deadline for john doing the clipper round the world yacht race, which had a start date, and an end date. So that that gave us real focus, real understanding, right? That's the time at which we will, you know, leave the UK and see how the business works without us. So yeah.

 

Christian Rodwell  13:59  

So that was that was, as you say, a real kind of milestone that you both had in your sights. And you had to make sure that things were set up by that point. But of course, until you actually, you know, begin that epic journey. And you know, I can't wait to hear all about that. But, you know, there must have been some teething problems along the way. And, you know, how did you find it when you were completely in other countries and you're spending lots of time traveling around? Was that kind of nerve wracking at any point? How's the business going to manage without us?

 

Unknown Speaker  14:32  

Oh, yes, definitely. You know, we had to get our house ready to rent out as well before we left and we didn't No, we were on this sort of this real focus of right we've got to do this by then john was doing his training so he was off for several weeks at a time training to sale the these these this round the world yacht, so we had a lot to do. We had at that point when we left In 2017, we've we had four businesses, three of them property related, and then my education business. And in fact, I set that up with going around the world in mind, because it was something that I love doing is helping other people learn. And I've done quite a lot of that the previous couple of years with Simon Suchi. So I'd been hosting the pin meetings, and I've been teaching mastermind groups locally for Simon. So yeah, we have for businesses to sort of go, we're okay. Are they ready for us to go? Or do we take them with us? You know, this, the technology is fantastic. So if I take my laptop with me, it doesn't matter where I am, I can still coach people, I can still have these meetings and still zoom chat with people. It just felt a bit like, Is it gonna work we didn't really know. And so we just I set my sights on the first three months. So with john john left the UK in July 2017, I then left in the September to go and meet him in Uruguay. And it wasn't until I was in Uruguay, that I actually did a Facebook Live, and I still have it on Facebook, it's very precious to me, I did a Facebook Live and said, I'm here in Uruguay. I've been here two weeks, I'm not coming home. I mean, I told my kids and stuff, but I didn't actually admit to it to anyone else that I was going to keep going on this journey. Because I wasn't sure what would work. But by committing again, another thing like that committing and saying it to friends and family in the public, just made me think, Okay, this is this is going to work, the confidence, you know, the ability to say, Well, we've we've done everything we need to do, we've got really good people on the ground in the UK, the finances were working the systems Well, some worked well, some didn't work so well. And some we didn't have at all. So we it was a bit of a test. And I always knew I could I could hop on a plane and go home if I needed to. I had that flexibility. JOHN didn't, not if he wanted to complete his round the world challenge. He was coming into various ports across the world. So every, you know, between three and six weeks, you know, he'd be finishing a leg, wherever in the world. And we would get back together and I would have a list of things he needed to do for the business. Once he recovered, and then before he went off on the next leg, but I knew I could always fly home worst comes to worst, you know, can always just hop on a plane and come back. But by setting that goal in Uruguay, it was just another business goal. It was something that, you know, I can make this work. I'm going to say to everybody, look, I'm going to go around the world as well. Follow me Come with me. You know, I've had a lot of followers on my journey.

 

Christian Rodwell  18:04  

Yeah, it was it was brilliant, really was brilliant to watch that. And I think what you mentioned about the accountability, make yourself accountable state publicly, you know, that's really important. Certainly, I've used that to good effect as well in the past. And I'd love to know, Bronwyn, you know, what was the routine that you kind of did your best to get into when you were away? To You know, just to keep on top of things? Was it like early morning routine? We check his stuff throughout the day? And you know, just how much time did it actually consume?

 

Unknown Speaker  18:36  

Yeah, had to be super organized for around the world. Because obviously, it's going to be in different places. And I had to be I had to plan quite a lot of things. But I I was quite good at getting someone to help me doing that. So I like working with other people. And I had someone do all my flights around the world. And there are two reasons for that. A I used is an expert who could find me the best flights between places. But also if there was a problem, I could go to her and say Trish Can you sort the sounds? And so it gave me the comfort to know that I had that sorted. I think from a work point of view, it was setting aside certain days of the week to just focus on work, be it emails or the different for businesses that was that I said we had? I did I did do a new deal. I didn't tell john but just before we left, just before I left the UK, I'd met with an owner of a bed and breakfast and started to talk to him about renting. leasing his empty bed and breakfast. I didn't tell john because he would be really cross with me, but I knew it was going to work well. It wasn't new, wasn't a new thing. We've done it before. And I just couldn't say no to it. So I was negotiating that when I left and then carried on doing that. So, you know, I would have, I would be there on video with my guest house manager and the owner. And I met him face to face before I left. But then we carried on talking, he didn't know where I was, he didn't know I was going away for a period of time I didn't, he didn't need to know that I just needed to know and trust me. So a lot of people didn't know that I was away. And didn't you know the time difference? Obviously, I had to be careful with and manage that. But I set aside certain days, that was how I did it. And then I use calendly as as a tool for managing my diary. So if somebody needed to talk to me, I could send them the link. And that would automatically my phone, I could set the time since it worked from a timezone point of view. And that was, that was a godsend, really, I didn't I didn't really make many mistakes. But I did have to speak to a mortgage company while I was in New Zealand's at about 11 o'clock at night when the internet was poor. So that was a big, that was very uncomfortable. If I needed to sort something urgently, and that was one issue that wasn't great. I remember it very well.

 

Christian Rodwell  21:14  

Yeah. And obviously, the use of technology is something that I'm sure aided you whilst you've been away. You mentioned calendly there, which is obviously a way for, for people to booking calls with you, and what what other systems and technology have you used on when that might be helpful for other people in a similar situation?

 

Unknown Speaker  21:33  

Yeah, we use now we use Asana as a team tool. After the first after the year round the world, we came back and took stock, you know, there were things that were in control brilliantly, and other things that were not and the email trail. And if we weren't around for a while the email volume was huge. And what we found was using a tool like Asana meant that we could allocate allocate tasks to people, but also, rather than losing emails, on the emails in the email system, you can actually have tasks where you can look and see people's comments within the team. So you're much more in control. So Asana has been is vital to us absolutely vital. LastPass for passwords, because you know, you know, when you go to different countries, some things work, and some things don't, or because you're using a different Wi Fi system, you know, sometimes things go a little bit awry. And knowing that all our passwords, and everything is accessible by us and by people that we want to use those things also meant that from a security point of view, we were comfortable. Those are the two key ones calendly I've talked about. And yeah, my my MacBook Pro really, you know, using really good equipments. And with great memory, you know, the highest memory storage, Dropbox, Dropbox is the other one. Dropbox essential for storage, secure storage, of, of information, and Google Drive, as well. So we when we create stuff, it's in again, it's, it's easy to access. So yeah, but the first year, as I said, this is how we learnt, you know, we realized what worked well and what didn't work so well. After that, round the world, we had a few months at home, and then we went to Australia. And that's where I wrote my book. But in Australia, the good thing we did that was that we didn't even rent an Airbnb or an apartment, we actually house sat for somebody. So there's another idea for people that you don't, you know, we saved money by renting our home out either on a short term or long term basis. And then if we can house sit and look after someone else's house for a period of time, you know, at least a month and we had we had someone three months watering a lady's garden in Queensland, and it didn't cost us anything nor did the Wi Fi so so that gave us stability and also meant it cut our costs quite six quite significantly too. So there are different ways you can live remotely and still continue your business and if you can make use of your own assets, your own home as an asset that's also very useful takes the pressure off.

 

Christian Rodwell  24:46  

Yes. So So a good example there of leverage and, you know, touching on one of the Seven Pillars with with home capacity there. Now obviously, in your role as as one of our wealth coaches Bronwyn, you're You know, you're coaching our clients and our members, you know, whilst you're away, enjoying the freedom of location, and, you know, what are some of the strategies that you yourself have now expanded into and different use of pillars since you first started?

 

Unknown Speaker  25:17  

Yes, I'm, I love helping other people learn. And it's been great to be a coach for wealth builders. And the good thing there again, is I have a calendar. So I will block off my calendar and make sure that I'm available. We've been volunteering outs here with wildlife conservation. So I've had to be careful, because quite often, I'm in remote places with no internet at all. So But on the whole, it's worked pretty well. Because I can shedule that. That's been great. In terms of other pillars. Well, there's my book, I do you have a copy here, building your dream life, which I wrote while I was in Australia. Again, that's, for me, that was quite hard. It was a hard thing to do, I had to have discipline to sit down and do that. Again, I used experts, something's a bit of a theme here. But I worked with a book coach, just to give me that drumbeat. And that focus, very, very important. I managed to do that while I was in Australia. And yeah, by by sharing, and inspiring people with my story, that book, you know, I was able to share all the top tips, all the things that I've done all my case studies and examples. So that people can see that it's not rocket science, it isn't difficult. And it's if somebody like myself Can, can put something in writing like that. And then anyone can do it, to be honest, so trying to inspire people and help other people. And of course, I've got my own online property training course, that I set up in 2017. And with that in mind, that's video based. So it's very visual, something that I think was quite unique at the time. But I've still got that, and I coach people through that as well. Because that's all online, it was pretty easy. And coaching on zoom. So that's the other technology that was pretty new in 2017. To me, I think it was your idea it should hit Christian, for me to use that, that and it's been fantastic. I just wish I'd bought shares in it back in 2017. So So coaching and mentoring people, you know, doing podcasts and things like that, I love doing that. And yeah, the different elements of of the pillars like pension. So SAS for me, I set up in 2016, maybe it's 2016. And, you know, being able to then use that in my business, and to help other people as well. Fantastic. So I can lend to other people doing property. And I can also borrow my own pension funds for various deals that we were doing. As I said, you know, working remotely, you might think, Oh, well, she can't do any more property deals if she's finished her property journey. Well, that's that's not the case at all. So I talked about the purchase lease option I did while I was in going around the world. We secured that before I Well, about around about the end of the year in 2017. We actually signed the documentation in the APR. But we had ability to use that property. So I got that off the ground, got that working. And then while we were in Australia, we bought a very large commercial property in eddleston, in sorry, near London. And that was that was to get permitted developments. And we raised 300,000 pounds within a week from investors, SAS investors and other investors to be able to exchange on that property. And we did that whilst we were in Darwin in Australia. So again, you know, encouraging people to say, Well, yes, you can, you can work, you can run a business, wherever you are. And we always know that we can, we can hop on a plane and come home if we need to. But actually, the fun that we have along the way just keeps us going.

 

Christian Rodwell  29:30  

Just Just before we round off Bronwyn. tell our listeners a little bit about some of the experiences or the highlights from your your current trip that obviously you've you've been very lucky to witness.

 

Unknown Speaker  29:45  

Well, yes, I mean, we always planned to travel again so after Australia in 2019 2020. We were going to go back to Australia in the April and Of course, we know what happened around now then in 2020. So we, you know, we were very keen to, to get back traveling again after locked down one. And the media was definitely on the cards for around about October time anyway. So as soon as the borders opened here in Africa in Namibia, we hopped on a plane before the second lockdown. So we were very lucky didn't expect another lockdown, of course. But I'd all I've always loved wildlife ever since I was a child as part of the World Wildlife Fund, and during holidays when I was little. And so I found this organization called nanki, say, quite a number of years ago, well, maybe even 10 years ago now. And whilst john was sailing around the world, I actually did two weeks at the organisation in Namibia just to test it out and see what it does. And I loved it absolutely loved it. And two weeks was wasn't enough. And john was really keen to do it as well. So we said, Why don't we go back to nanki, say, and volunteer there. Because of COVID, they were having very few volunteers from across the world. I think when we arrived, there were five. Normally they have maybe 3040. And they really need that to help do what they do, which is, which is wildlife conservation. So we so we were one of five volunteers on a farm on a reserve, near the center of Namibia, very few people around and we were doing things like helping helping dark rhinos on the reserve and ear notching and monitoring their health, which was tremendous. That was a big highlight to to walking CISA out in the reserves these a cheater that in kept in captivity, and they need that stimulation to actually go go walking and they, you know, they would go off and hunts and we'd be walking and following them right through to chopping vegetables for the baboons, you know, pretty basic stuff. gutting chickens, you know, to feed to the carnivals. But you know, they really needed our help. And the great thing about about doing the stuff that we've been doing is that it was been a big wish of ours to give back to charities. So we pay to do the volunteering, we give our time and we give our muscles and brain power to helping and even now, you know, John's working on a spreadsheet to help the lifeline clinic monitor what they do with, with young people in, in the community in terms of their the medical care, so that we've got skills and abilities to help other people. And it's really rewarding. Not only did we escaped lockdown, but we've been in such a beautiful country. And we finished volunteering now after five months, and we were exploring ourselves now finding out a bit more about the country and, you know, finding beautiful places to to explore this. It's just it's just lovely. And I feel very blessed that we've had the chance to escape really, and have the I suppose the guts to just do it because we've done it before. So we didn't have that fear, I think. And yeah, we didn't expect to be out here for seven months. There just wasn't any point in coming home during lockdown or quarantine. And it's our intention to carry on. Traveling, whilst whilst we've now got our car out here. So, yes, lots of exciting times.

 

Christian Rodwell  33:53  

Good. Well, it's been so good to hear from you Bronwyn as to how you've actually managed to make this a reality. It's something I know that is a dream for so many people, you've brought it to life and proof that it's absolutely possible to leverage systems to leverage people in a good positive way. So that you can do more of what you love. And ultimately that's the reason I'm sure everyone is building wealth. It's not because they want the money it's because they want the lifestyle that that can bring. And for anyone who is in the wealth builders community obviously Bronwyn there, they're already connected they can reach you through our private Facebook group for anyone who's not within our members community already. where's the best place for them to go online and kind of find out more about what you do?

 

Unknown Speaker  34:40  

Yeah, they you can find me on social media. I mean LinkedIn and Facebook. I'm very active in I'm sure you can place there's a link that you've got that you can put in the show notes. of you know if you want to have a chat with me, I've got a diary system you can book half an hour for free and talk to me about it. how I can help you with your property journey and maybe your mindset as well. Because I think the one key thing I want to say to people now is, don't wait, you know, if you've got the freedom and yes, my kids are older. And you know, I don't have any parents now. So they've both died. So I suppose from that point of view, it's been easier but, but don't keep putting it off and go, maybe next year, maybe next year, just just have a go come and talk to me start thinking and planning something that's real to you and your family. As I said, right, from day one, john, and I were asked by our coach to really think about what we would want to be doing with our time. And from that day on, I even got the background to my phone is nanki. Say, I did that in 2014. When I started learning, that's where I'm going to go, that's where I'm going to spend time, and not just a week, you know, it's going to be months. And that's what I'm doing so. So start getting that in your head. And don't put it off.

 

Christian Rodwell  36:01  

Bronwyn. Thanks so much for sharing with us today. pleasure. Thanks for having me. Okay, that was really enjoyable catching up with Bronwyn there and would encourage anyone to check out a video interview. So you can see Bronwyn, in the glory of the African background that she has there. And what were some of the key lessons that you pulled out there, Kevin?

 

Unknown Speaker  36:24  

Well, I think she picked out that particular place. And that particular focus, Hadn't you for years and years and years. I mean, that been a key word that she'd had in her life that she always wanted to go in, get involved in wildlife conservation, and wanted to go back and revisit that place. And now we've done so and I think it's a I checked out the website, it's very, very inspiring, actually, definitely go check out, check it out yourself and just see what that inspires in you. It's not necessarily something I would do, but but I can see why. You know, that is a big part of her inspiration. And it's not great when you can be spending your time she can she knows she's got a solid property business, she knows that she can give back to the coaching. She knows that she's got a great network. She's got her own coaches and mentors, and she's got her own team. It's just great to see all of the parts of the leverage, coming together in an elegant solution that's working so well for her.

 

Christian Rodwell  37:25  

Yeah, well, Bromley loves helping others. We know that as in her role as one of our wealth coaches. So before we dive into some of the wealth lessons there from from that conversation, let's head to trustpilot and focus on some of our clients or members who've left us review over the last seven days. So first up is Steve. So welcome to the program. Steve. I know Steve has just joined this week. And he's saying, Hi, Kevin. Just a quick note to thank you for mentioning building a story brand by Donald Miller. It's amazingly powerful, and has highlighted how much I'm currently focusing on me, rather than my customers. I'll be making a big changes soon. Thanks, again,

 

Unknown Speaker  38:05  

great comments from Steven. So glad he's joined the program. But he's into property. And we were chatting about how to get further leverage of funding in property. And usually, as I see all over the place in the people who like property, it's expensive commodity, they run out of money way, way, way before they run out of ambition, and they need a plan to attract funding. And most developers speak the language of the deal in the language of themselves. So we try and help them craft a story. Because investors and individuals generally buy into stories that buy into the concept of getting great relationships, you know, building, building things with impact and feeling connected, which is what essentially wealth building is all about, in our view, isn't it? So, but that collaboration, so I think he's ready to make some great changes. And I think based on that was one of the reasons he decided to join the program, because we kind of turned his mind almost 180 degrees on itself. And he thought, wow, if I can get that just from one phone conversation, what can I get if I work with these guys, so so pleased to have him along?

 

Christian Rodwell  39:16  

Yeah, and join with his wife as well. So looking forward to working with you both. And another review as well. I'll pull out from Nigel and Nigel said deciding on choosing a SAS pension as an option shouldn't be taken lightly. And wealth builders have provided incredible support and guidance during the process before and during my application playing a huge part in the success of my SAS being approved by HMRC. And the ongoing training and support has been incredibly helpful. And I couldn't recommend wealth builders enough. They also provide a strong network of like minded people that has huge value thanks to the team. There you go. You know,

 

Unknown Speaker  39:53  

hopefully again, just endorsing that it's you know, wealth should not be a DIY activity. You know, it's meant to be an enjoyable process, it can be isolated out there, when you're bombarded with information left, right and center, having a great filter, having a great community around you, I think it's just a better way to build wealth, which was why we love doing it.

 

Christian Rodwell  40:17  

So focusing on Bronwyn and her, you know, her lifestyle that she's created, and how she's been able to do that, because, you know, we know, so many people want freedom of time to be able to just do the things they want. And travel is certainly up there with with many people's, you know, priorities. So, you know, you can't really achieve that without the use of leverage. And we know that leverage sits right at the heart of the wealth building processes, Step five, in the recurring revenue roadmap, and Bronwyn talks about, you know, a couple of different types of leverage there, you know, relationship leverage, where she talked about having her travel agent, the woman who's, you know, just making sure that all of those plans are in place. So that's a good use of relationship leverage. And then system leverage. She talked about the technology using things like calendly and Asana and Dropbox and LastPass. So you know, making sure that her business can run efficiently from anywhere in the world.

 

Unknown Speaker  41:17  

Yeah. And I think what I like most about Bronwyn is how humble she is. She acknowledges there were some challenges and some problems. It's interesting. She talked about doing deals with john didn't even know that, you know, that's just interesting, isn't it to see that she kind of knew she could wanted to do it and wanted to test herself. And of course, john, wanted to go along with it in the end, of course he would. But it just it's fascinating to see how people do that and just love that house sitting idea. I mean, crumbs, you rent out your own home and create leverage from your home capacity. And then you go and spend three months in somebody else's home for free. I mean, that's smart, isn't it?

 

Christian Rodwell  41:58  

Yeah. Well, these these are all the tricks and strategies that you know, when you have a wealth coach, you you can tap into this experience and knowledge and Brahman has heaps of that

 

Unknown Speaker  42:08  

the trusted house sitter, I think, is the organization to use to whatsoever check other.

 

Christian Rodwell  42:13  

Yeah. And I think it was while she was house sitting, and she was in the Whitsundays in Australia, I remember having some zoom calls. And oh, it was looked absolutely gorgeous there. And, and that's where she took some time out to write her book. And she talked again, about, you know, leveraging a book coach, you know, so always learning always having someone to support her and provide that accountability. And that was an Amazon bestseller. I think she's got over 105 star reviews on Amazon now. So that was that was great,

 

Unknown Speaker  42:43  

huh? Absolutely. Well, look, I think what's obvious to me is, Bronwyn is following the processes. And she she's building not just a little black book, but a quite a sizable Black Book of people that you trust. And you can't do that in a moment, you've got to put time into it. This is the big dilemma, Chris, that the probably of all the freedoms and you eloquently mentioned or seven. But of all of them, the one that is the most popular, the one that resonates most clearly and strongly with most people is the freedom of time. So the time to do what they want to be where they want with who they want. Yet, the amount of time people are willing to give to create a life that's possible, is so little, constantly trading time for money, constantly battling self employment, which is trading time for money, often in businesses, which the illusion is the business is making them free. But in fact, the business is troubling them because they're spending more time in more jobs than they had before. And as they'll begin to realize they can't be masters of all of them. Because when they had a job, they had infrastructure with people who were trained in certain areas, and now they've got to wear all the hats under the sun. And that causes problems. So I just want to encourage people to find that two hours a week. That's all it takes to start. And you just have to start you don't have to be perfect and you can tell Bronwyn was not perfect. You know, she came back made changes came back made changes, constantly evaluating and making changes. So get started fine, two hours a week. That's enough to get going. And within five years, you'd be completely financially free for most people. Isn't it worth paying the price to do that? And then to be living a life whatever your version of brahmans life is, on your own terms for the rest of your life? I don't know. I think it is Chris in it. I am constantly perplexed is the traps that people kind of fall into thinking Oh, it's I don't have the time. Well, yeah, okay. Then you're going to be trapped forever. trading time for money and working till you die and it's just not a great place. So anyway, I'm off my soapbox about that.

 

Christian Rodwell  45:03  

Well, we know one of our core values at wealth builders is the fact we're holistic. And the Seven Pillars of wealth are, you know, the key really to diversifying, so that you're never relying on one source of income. And for most people, we know 95% of the population, they're relying on that one source either from a job or their business. And so the key is to really look at multiple pillars, multiple streams of income. And whilst we didn't specifically go through those with Bronwyn, we know her well enough to know that she's got multiple pillars working and we're talking about home capacity. We talked about joint venturing, lending her SAS money to other investors. So you can see there when you really do focus on building wealth across multiple pillars, it gives you that freedom

 

Unknown Speaker  45:49  

it does and it makes you feel financially bulletproof. Not that you should worry about trying to build wealth on Seven Pillars in one go, that's not what you do you start somewhere and as Bronwyn did, she started with property, then from property, she went to pension and from pension, she went, you know, to IP, and then from IP, she's gone to joint ventures and collaboration. So it's a process of working out with your coach, what's the right thing for you to get started. Otherwise, if you give people the idea, Chris, that they need to build wealth and multiple things, and they think they've got to build wealth in all seven assets, they'll shut down in overwhelm, and the thermostat will click out before they even start. So we just want people to start with one thing. And that could be any one thing, even if it's just investing a few 100 pounds or a few $100 into some form of investment, you know, to get them going so that they've started to make some progress, the journey has begun.

 

Christian Rodwell  46:50  

Well, if you are looking to begin your journey, then we'd love to remind you to come and join us on the third of June, where we'll be showing you inside the brand new wealth builders Academy, which we're launching in June. So do register wealth builders.co.uk forward slash Academy launch. And I think that pretty much wraps up today's episode, Kevin.

 

Unknown Speaker  47:10  

Yeah, looking forward to that. And maybe Chris, we should highlight some of our other coaches and their unique pathway. Because everybody chooses a slightly different path with a slightly different story, but all roads and in financial independence Yeah,

 

Christian Rodwell  47:25  

we definitely will do that. So thank you for listening today. Hope you enjoyed it. Kevin. We'll catch up Same time, same place next week.

 

Unknown Speaker  47:32  

And until next time, my friend so yeah. We hope you enjoy today's episode. Don't forget that we are constantly updating our resources inside the wealth builders membership site to help you create, build and protect your wealth. Head over to wealth builders.co.uk slash membership right now for free access. That's wealth builders.co.uk slash membership