Our first episode of 2023 features the incredible Abi Foster, Founder of Elent, who is taking financial education into schools up and down the country. Abi founded Elent in October 2021 and has since partnered with 24 schools to help pupils by delivering financial workshops tackling subjects such as pay slips, student loans, pensions and other relevant areas of finance, leaving them feeling prepared for their next chapter. Abi shares the same beliefs as WealthBuilders when it comes to the importance of educating the next generation on financial literacy. Tune in to hear Abi’s story and why she, just like WealthBuilders, believe it is so important to educate the next generation on financial literacy.
Our first episode of 2023 features the incredible Abi Foster, Founder of Elent, who is taking financial education into schools up and down the country.
Abi founded Elent in October 2021 and has since partnered with 24 schools to help pupils by delivering financial workshops tackling subjects such as pay slips, student loans, pensions and other relevant areas of finance, leaving them feeling prepared for their next chapter.
Abi shares the same beliefs as WealthBuilders when it comes to the importance of educating the next generation on financial literacy.
Tune in to hear Abi’s story and why she, just like WealthBuilders, believe it is so important to educate the next generation on financial literacy.
Resources Mentioned In This Episode:
>> Connect with Abi Foster [LinkedIn]
>> Register your interest in WealthBuilders for Families
Next Steps On Your Wealth Building Journey:
>> Join the WealthBuilders Community
>> Register for the upcoming FREE Live Academy Webinar
>> Join the WealthBuilders Academy
>> REGISTER HERE FOR FREE RESOURCES ACCESS
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Unknown Speaker 0:01
The purpose of wealth talk is to educate, inform, and hopefully entertain you on the subject of building your wealth. Wealth builders recommends you should always take independent financial tax or legal advice before making any decisions around your finances.
Christian Rodwell 0:19
Well, welcome to episode 179 of wealth talk. My name is Christian Rodwell dementia director for wealth builders. And I'm joined today by our founder Mr. Kevin Whalen.
Unknown Speaker 0:29
Oh, yes, Happy New Year to you too. Obviously, we're just after refreshed, recharged and ready to go. To give incredible value. And obviously, we stumbled a bit on the intro. So anyway, the content today's brilliant evening. Yeah, the intro was a bit wobbly.
Christian Rodwell 0:45
Not quite sure how recharged we are because we're both a bit under the weather. So apologies if we're sounding not our usual sprightly selves.
Unknown Speaker 0:52
No, you're quite right. So I'm feeling a little under the weather. My wife's not not sure. But we had a fantastic festive period. And it was lovely to get people around a dining table. I think for the first time in three years, Chris, so what a joy it was. So and and family is going to be a big theme running throughout
Christian Rodwell 1:11
2023. Absolutely. Well, we'll and and that leads us into today's guest, who is Abigail Foster, who is the founder of elegant, and Abby is doing something which is really not that easy, Kevin, which is taking financial literacy into the schools and actually teaching it in a way of workshops, not just to the children, but also educating the parents and the teachers. So hats off to Abby, and we're going to hear all about that today.
Unknown Speaker 1:36
Well, you know, I would echo that you can't really fault anything about Abby's enthusiasm and a willingness to really push yourself, you know, in a space where she's starting up as a business in an area, which is notoriously difficult to break through, because schools don't have any money, the teachers have all got pressures and pulls on their own time. So for her to go in and teach this, she's got to build an incredible amount of trust. Because, you know, schools can be very, very protective of the minds of the young ones. And I think she's doing just a brilliant job. And I applaud her because I looked at that, you know, when we were looking at how to bring financial literacy into the home, I thought, well, what's the best way to tackle it? Is it to tackle it at the source? You know, at the schools itself? I thought, Now, this sounds too hard to me. So we're focused much more on enlightened parents, those who are actually taking some proactive steps to help themselves. But absolutely, I could not applaud anybody's efforts more than Abby. And I very much hope that we can collaborate with her during 23 As we really get into the meat of the wealth builders for families programme.
Christian Rodwell 2:51
Absolutely. And I'll just mention for anyone who's listening who would like to be kept up to date on our developments with the wealth builders for families programme, which we're launching, probably around just before summer time. But when we've got that all together, I would say, and you can register your interest by heading to wealth builders.co.uk forward slash families. So I think it's time for us to head on to our conversation today with Abby Foster. Abby welcomed to wealth talk, how are you?
Unknown Speaker 3:21
Hi, Christian, thank you so much for having me. I'm good.
Christian Rodwell 3:24
Yeah, I'm looking forward to our conversation today. It's so topical, with all of the work that, you know, we're now gearing up towards the wealth builders for families programme. And we were connected quite recently. And when I took a look at your website, when I really found out about what you were doing, I thought we have to have you on the podcast, and no better person to tell us what you do than yourself, Abby. So you're the founder of LNT. And what does LM do?
Unknown Speaker 3:52
So ln is a financial education business. So personally, I deliver workshops, seminars, etc, into schools and educational businesses all over the UK, teaching the financial education we wish we'd had at school.
Christian Rodwell 4:05
Yeah. And why did you get into this? What was your, your your kind of purpose and mission behind it?
Unknown Speaker 4:12
I think an anger and anger for the lack of financial education and I didn't receive and the fact that things haven't been changing as fast as I would like. So I thought, right, well, it's not happening. I've got to set it up myself.
Christian Rodwell 4:26
Because we hear a lot don't wait, you know, people will say oh, yes, definitely, you know, we need to improve this and there isn't any financial education in schools. But you know, this pig been saying this for a long time. So, you know, why is it so difficult to see these changes take place?
Unknown Speaker 4:42
Yeah, I It's so difficult because they put it at the teachers door, but their teachers have already got a lack of funding or lack of time. You know, we expect these incredible teachers to just pick up another subject and start teaching it and I always say that if they were never taught this, how are they meant to teach? Each the next generation. It's such a changeable topic as well. So what do we teach the teachers to teach when taxes are constantly changing and financial products are constantly evolving? So I think there are real struggles. And that's why it's not being taught this far. But obviously, hopefully, alien Elland can change that.
Christian Rodwell 5:22
Yeah. So how have you found it so far? And I know your business is still relatively young Abby, when did you when did you get started?
Unknown Speaker 5:31
Yeah, I'm, I'm a baby in the startup business world. And October 21, was like the first idea. And then I went full time from Jan, last year, Jan. 22. And yeah, I've now started to see it ramp up, which has been wonderful. But yeah, very, very, very early business for sure. Yeah.
Christian Rodwell 5:50
And, you know, I guess just to, you know, reinforce your credibility here. You trained accountant. So you've got, you've got the background there. You know, why didn't you continue with accountancy? What was what was the decision behind that? Yeah,
Unknown Speaker 6:04
that's a great question. So yeah, I trained as a ITW chartered accounting, qualified back in 2020. I used to work. So I started off in practice, and then worked in like the glossy magazine industry for companies like Conde Nast and Hearst. And I loved it. And I probably could have stayed at Hearst forever. But I realised that I wasn't following my passion, like a lot of people through lockdown. I kind of self evaluated and realise what was it that I really cared about? And I always had this passion for eradicating the inequality gaps, like the gender pay gap. And I thought to myself, right, how can I eradicate this a very, very big goal. But you know, we've got to start somewhere big. And I realised that it's not just about teaching women of a certain age, how to understand their own finances, but we've got to tackle this at the next generation before it becomes an issue. So yeah, that is where That's where it all started. And I, I yeah, I just decided to take the plunge leave a very lovely job working in finance for Hearst, and move to starting something on my own.
Christian Rodwell 7:12
Yeah, we had a great boss as well, we we know that. yet. So, you know, obviously, you know, we've been looking at how can we really make the biggest impact here in terms of helping the next generation understand more about money, and, you know, really handle, you know, get a grip on, you know, the massive debt that we see students getting into now. And it's difficult, right, we've, we've already mentioned how difficult it is getting into schools, but you know, you are making some great inroads. So, you know, who are the people that you're actually targeting within the school and the education system? And, you know, we've talked about some of the challenges, but how are you now overcoming some of those in order to expand and being able to reach more and more children.
Unknown Speaker 7:58
So in terms of who I actually, as a business, teach from yours, too, all the way through to University and beyond. I started off just teaching sixth formers. And then as the business has progressed, I have taken on more students, obviously, the sort of subjects I'm teaching at university in sixth form level, very different to what you're teaching year twos. But in terms of what they're like how I've overcome, going into schools, it's just about building trust, I think when I started the business, so the biggest shock I had is I thought everyone would kind of say, yes, we need financial education, let's bring this in. But actually, schools are being trusted with an incredible next generation that they need to look after, and don't just put anybody in front of them. So it's taken a while to build that trust with schools, and for them to bring in and see that I am not selling anything or, you know, teaching them anything. That's incorrect. I'm just teaching them proper financial education to help them on the next step of their life, I suppose.
Christian Rodwell 9:04
Yeah. And you were telling me previously how, you know, kind of schools are part of groups, aren't they? So I guess once you get some good feedback from one school, then others within that group, as you say, we'll have a bit more trust and a bit more confidence and then it will start to grow from there.
Unknown Speaker 9:20
Yes, yeah. That is, that is something I'm also learning so I'm not from an educational background. I have some wonderful teachers in my life that gave me a lot of insight at the beginning. But yeah, I realised very quickly that schools tend to be part of groups and they work together and they all talk to each other. And what the teacher tells someone else that you're good, it's it's great because I don't have to then work too hard to sell myself to them because they I've already got the stamp of approval or the tip box from the teacher. So yeah, there's groups of girls schools, for instance, in London. There's a large group of girls schools I work with and they will talk to each other which is brilliant. and groups of schools and Oxford it's yeah, it's it's nice when you're referred by another school because it really means that they loved you.
Christian Rodwell 10:07
Yeah. And then give us an idea. What are some of the things that you're teaching the children? What do they enjoy? And kind of what's the response been like from them? Yeah. So
Unknown Speaker 10:15
if we go from a different age ranges, so yeah, to I'm teaching the basics of inflation, which sounds a bit crazy, but you, they do understand price changes, and we look at why things have gone up, and how it affects them. And they know the value of things that they buy, especially in year two, we often talk about things like slime, which is fun. And then when you then go through the years, you can just add on extra little bits as we go on by Sixth Form. We're very much talking about how to understand and read their first payslip why pensions and looking at your retirement pot is important. And even debt, consumer debt, especially with the likes of the rise of Kleiner and paid by now pay laser targeting younger people, they need to be aware of what that consumer debt can have an impact on. So that's something that I would definitely advocate teaching in six months for sure. Yeah.
Christian Rodwell 11:09
And alongside teaching the students and the children, you also do teach the parents and I believe one of those ways is with regards to student grants.
Unknown Speaker 11:21
Yeah, so I the thing with Alan is, I didn't want it to just be about the students, I wanted it to be a very, like well rounded situation. So on teaching the teachers and teaching the parents and I do a seminar on student loans effectively, and university costs. So for a lot of parents talking to their 17 year old, about any thing is quite tricky. And definitely talking about university and how much of an impact them as parents, they as parents have on their kids ability to take out loan etc, is really something worth talking about. So I do a seminar on them understanding how much their salary impacts what their daughter, son, person can take in the form of student loan, what the student loan looks like, in a repayment, because there's a lot of stigma around student debt in the UK being this aggressive debt, that's huge. But I actually like to think of it as more of a graduate tax. And so bridging that information gap is really important to me, that it's not just the students, but also the parents having this conversation as well.
Christian Rodwell 12:26
Yeah, I couldn't agree more. And, as you mentioned, you're you know, still relatively, you know, in that startup mode, you know, first couple of years or so, what have been some of the biggest realisations for you as a as a new business owner? What? What realities have? Have you had?
Unknown Speaker 12:44
Oh, it's a lot harder than I thought. Being a solo founder. That's probably the biggest thing I found. So I started Ellen, on my own. And I now have a lovely intern that works with me couture, and she's brilliant. And she makes me feel slightly less alone. But right at the beginning, it was, yeah, just me. And it's quite lonely. Because even when you've got highs, like our schools booked on, this is amazing. There's no one really to celebrate with. So I think something I've learned over the last year especially is find some amazing cheerleaders, that you can message in your circle and say, Oh, this came through. And even though they might not necessarily have that much of a vested interest, they will celebrate with you. So it doesn't feel so lonely. Because when things go wrong, which they tend to do in a startup, you also want them there to remind you of all the good things that have happened. So yeah, I would say definitely the hardness of being a solo founder.
Christian Rodwell 13:45
Yeah, and, you know, I guess monetization and sales is is at the heart of of any business, right? And so learning how to price and how to create packages, how does that work with the schools? Exactly, Abby, because, you know, perhaps think of schools not having much money to spend on these kinds of things. So how have you navigated that?
Unknown Speaker 14:04
Yeah, so each school and that's the beauty of obviously working for myself is I can make sure that every single school gets their own tailored package. So they get exactly what they need, no more, no less. And some schools are all about just the students, they just want the students to get these workshops, they don't want necessarily the added parents stuff or the teacher stuff so we can make that happen. And some schools would like me to use my network to do these things called your future days, where we go in with other careers. So I have like a doctor that we work with and other women that come in and we talk about the future and whilst I talk about the future of finance that might impact them. We have other people that come in and talk about other careers and yeah, it's about giving the schools exactly what they need, and for their demographic as well schools range and so inside it's something I never really realised I go to some schools and I'm teaching just 10 in a classroom and other schools where I'm plopped in a hole with, you know, 400 people looking back at me. So, yeah, it's all about tailoring it to the school for sure.
Christian Rodwell 15:14
Yeah. And I mean, I guess there's been a lot of changes from, say 10 years ago, right when someone was at school to where they are now, when it comes to money. And the world that we're in, technology has moved on. apps now are just used by everybody. You've got crypto, there's less dependency on cash. So how do you kind of navigate that? And how can you kind of get that into a curriculum that you know, is ever changing?
Unknown Speaker 15:40
Yeah, great question. So it's, it is ever changing, like you said, like, I think we, I was talking about this with someone recently that even so if I just pulled out crypto crypto a year ago, was this like, new, it was really exciting. People thought it was going to be the next best thing. And we're just looking at it a year later, and so much has changed. Obviously, it's wasn't regulated, and therefore when things have gone wrong, it's been very stressful. But it still doesn't stop that next generation asking me about it. I think every school I go into someone in some way will ask me whether they should invest in crypto, and it's about navigating what you should be teaching versus what do you have to make clear is, you know, a risky investment on the borderlines of gambling. So it's really important that we that I keep up to date, obviously, with my financial education, I enjoy it anyway. So it helps but I make sure that I'm always up to date with what's going on. You know, putting that updates on my social media as well, a lot of my, a lot of the time when I go to schools, I leave and they follow me on Instagram or Tik Tok. So I want to make sure that what I'm putting on my social media is also reflective of the changing world. But in terms of creating a curriculum, or I, I'm giving it a go, I'm really working this year on creating something that would be like a standard financial curriculum for schools to use, but it is ever changing. And also, if we're going to create a curriculum, it needs to, like you said, be adaptable, but it needs to be tech responsive. So I cannot, I can't willfully bring out a textbook and a set of exams and think that that's like real life, because it just not anymore. We use tech, you know, we're all so comfortable with that maybe, instead of a workbook, it is an online platform with just videos to make sure that the financial education is written for not only people that are comfortable with learning, but neurodiverse people that may not be as comfortable with reading, as others.
Christian Rodwell 17:42
Yeah. And I guess alongside all of those technologies is still making sure that there's a firm grounding with the principles behind, you know, basic investing and money rules.
Unknown Speaker 17:51
Yeah, yeah, I know. And also that it's not, we're not trying to turn anyone into accountants, we want to create, we want to lean into this next generations creativity and leave them with this ability that they only get the finance education that they need to facilitate and like work on their own lives. Not that I'm trying to turn them all into tax accountants or auditors or, I don't know, somewhere in between, that would be a very, very sad place.
Christian Rodwell 18:19
Yeah. And, you know, what have been some of the highlights for you. Have you had any feedback from from the children themselves? Or from the schools that you've been? You know, particularly happy about?
Unknown Speaker 18:30
Yeah. So I think the cutest feedback I've ever had was in so in junior schools, I don't tend to I don't tend to take feedback forms like I do in the senior school, six forms and new knees, because I just think it's a bit much for young people. But one young going, I think it was like a year for class I did wrote me a post it note telling me like how, like she was, she loved the session. And she had so much more to ask me. And yeah, she was very, very sweet. And it was, it was really lovely to feel like, you know that the group in front of you actually care and they want to hear more. That was lovely. And then also, I suppose, when I go to the sixth formers, they like I said, they find me on social media, and send me messages. They don't need to, but they do and say like, oh, yeah, I never really understood this. And now I do like, you make it relatable. Thank you so much. And that is something I really try and do and I'm never their teacher, I go in thankfully, with absolutely zero bias. It's to the young people in front of me. And that makes the session so much easier. Because I'm not judging any of them. I just want them to leave with all of them leave with the same education that I think they deserve.
Christian Rodwell 19:42
Yeah, that's fantastic, very rewarding and know the ripple effects, right, you impact one child and you know, they can share that and who knows where that will lead. And you're definitely spreading the word as well. I know you've kicked off this year third of January, you were straight into it speaking at an event So is there more of that plan for for 2023?
Unknown Speaker 20:03
Yeah, I would love to do some more. So I was at Yeah, I was speaking at Wembley, it was mad. It was in the hospitality area, thankfully not to, like 70,000 people that it was in. It was a educational conference. And you talked to I was on his panel discussion about reforming the education system. And then I actually did my own talk to the teachers, teaching them the finance I wish I'd had at school. And it was it was so fun and so rewarding. And I'd love to do more this year, for sure. Just to spread the awareness, spread the chat. And, you know, it's, we're all aware, you know, or finance being a bit of a hot topic right now, we've got the cost of living crisis. Inflation is just every other word in the media. It's, there's so much going on, and I just want to reduce the phobia around finance and I think talking about it, we'll do that.
Christian Rodwell 20:50
Absolutely. So if people want to check out more of what you're doing, Abby, they can go to your website and LM T's e l e n t.com. Yeah, and what about the socials?
Unknown Speaker 21:02
Yeah, so my socials are all the same. So their E ll E, NT underscore UK. And that's Instagram, Twitter. Tiktok. I love I love that Tiktok I can't it's just the video. It's just the relaxed like vibe on Tik Tok is so fun. And also, if I'm going to schools, I need to be where they like these young people are. I say that I'm not It's not like I left school a million years ago. But tick tock definitely wasn't around when I left school. So I do find it I enjoy that read the most out of all of them.
Christian Rodwell 21:33
Excellent. Well, I love the work that you're doing Abby and you know, really hope that we can collaborate in some way with the forthcoming families programme. And I certainly look forward to hearing more of what you're up to later in the year. So thanks for being a great guest on with talk today.
Unknown Speaker 21:48
Oh, thank you so much for having me crushes has been great.
Christian Rodwell 21:52
Okay, so great work that Abby is doing there, Kevin, we can definitely dissect some of the lessons, the wealth lessons there. And before we do that, let's do our usual heading over to Trustpilot. Because we've had a few reviews from the end of last year, actually, which I've not managed to read out, which I'll try and do. So now by picking out one from DC. And DC says the wealth builders team has a great group of people with a community alongside them that are genuinely committed to the financial independence of their members, there is no hard sell to tie you into something, it is quite the opposite in helping you build the analytical knowledge, skills and network to make informed decisions
Unknown Speaker 22:33
about that, you know, I'm always amazed by the words people choose. And that was one their analytical knowledge. I like that sounds like Well, look, wealth building is a process we know to science is the science of choosing your leverage, choosing your pillars, choosing your strategy, within the pillars, and then focusing on one or two of those to get you to security and then widening your skills and knowledge and connections to build still further assets. We know the process works. And I like the analytical side. But not everybody is analytical. Because are they you know, some people just like to take part and be part of a community. They're less about getting into the details, different wealth dynamics as well.
Christian Rodwell 23:23
Absolutely, yeah. And there's many other elements that Abby talked about, which tie into our recurring revenue roadmap, we talk about leverage, and Abby said about, you know, you have to really kind of build the trust with schools. And once you get the trust of one of the schools, because they operate in groups, then the teachers will share that with other teachers, and then that will make it easier to open up the doors. And and you know, get the message across to more people. And, yeah, leverage is a key aspect of any wealth building strategy.
Unknown Speaker 23:53
Well, absolutely. I mean, you can't build wealth without leverage of all of its forms. And it actually reminds me of one of our other educational base members, Chris Neil, you know, if you remember, Neil, I know you know him. Well, Neil Morgan, who subsequently is sacked the boss, which was the teaching profession, not that he fell out of love with teaching, but he fell in love with trying to give his message to more schools and just a single school. And he's now in a position where he's racing towards financial independence, creating a business around providing education and mindfulness and sport in school. So I think maybe we should connect Neil and Abby as well, because maybe they can help each other.
Christian Rodwell 24:35
We absolutely should. And interesting that point, Kevin, because Abby also mentioned the challenges of being a kind of solopreneur. And, and we know that's true, right? It's difficult to start a business on your own because perhaps you're coming from an environment where you've been in a job, you've had a team around you, and you kind of think, Oh, I know what I'm doing. I can do this myself and then you jump into, you know, being self employed being a business owner and some realise just how much there is to do. And when you're on your own, and you haven't got someone to, you know, bounce your ideas to share your time, your resources, your thoughts, it can be tough.
Unknown Speaker 25:11
Well, it can be tough. And of course, well, we know that, Chris, because we collaborate. And now we've got a gang of three on we, within wealth builders in terms of the leadership team, and we're expanding that the self view, of course, as head of programmes and, and partnerships, and we're expanding that as well. And Paul, who's in charge of the kind of SAS programmes, and I couldn't do that we couldn't get this message out without without the leverage of you guys. So and, you know, it's what's interesting to me sometimes, as I meet people, when I'm presenting, and I'm speaking in various places, is how sometimes it's not just how difficult it is to be an entrepreneur on your own. But sometimes even in your own family, there are challenges. You talk to somebody or talk to somebody just recently this week. And they said, Oh, my husband's just not interested in taking the risk. And I'm like, wow, that's interesting in a home, where one person wants to create wealth, and the other person thinks that the security they've got in the job, is absolute is without risk. And it isn't, it's the illusion of risk, as we all know, because you can't own your job. You're not in control of your job. We've seen that in the in all sorts of scenarios. And of course, ultimately, unless you save your way, you can't build wealth, and you can't save yourself 30 years. I mean, you can't save for 30 years to support yourself. 30 years in life, the math doesn't work. So, you know, it's almost like you want to shake people and say, you believing in the wrong things, you've got to take personal control, but I understand it. And I think this year, Chris, is going to be a bumpy one, I think it's going to be a difficult year, for so many, not least because, well look, if you if you see all the signs out there, we know what's happening in the world. So you can just turn the news on or, ideally don't. But we're seeing CEOs across the country saying, you know, we're in it for the long haul here. And inflation is set for quite a while we've got the International Monetary Fund, saying a third of the world is going to be in recession. And it's so easy, isn't it, to listen to the bad news. And to almost think like you've got to try and ride out the storm, batten down the hatches, hunker down and wait for it all to blow over. In a nova, it's still going to be here for a very long time. So I think what we're saying and wealth builders is this is a year. You know, as we've come out of the pandemic, as we see what's been happening in the economy, this is a year to take small steps. This is a year to take small steps of things you can control instead of worrying about all the bad news and the things you simply cannot control. And so we want to do our best in wealth builders this year, and I'll signpost a few things, Chris. I want wealth builders to throw out a lifeline to people in 2023. For those who want to help themselves, though, there'll be some people who won't. So if you want to help yourself, we are going to obsess this year, about giving some free stuff and very low cost stuff to help people build their wealth. So we're going to be slashing pensions later on this week, I'll be getting stuck into the book on pensions chaos, why the pension system in the UK isn't working and what to do about it, we're going to help people take small steps to reclaim their pensions to reduce the fees on their pensions, because the pension is the biggest source of retirement funding in the UK, which we know is broken other than for the profit in the industry itself, we'll be definitely reaching out and showing people ways they can take small steps to make sure they protect their family. We're also going to be inviting more and more people to give us case studies about some great things they can do to share lessons and show case studies and examples of how they're involving their kids. Because look, the kids aren't immune to this. Kids are going to see our reaction or they they're going to watch what we do. And many people will go into scarcity mode during 2023. And you don't want your kids seeing the worst of people and I think that will happen in 2023 relationships will stretch and break in some cases, I'm sure. So we want to be great money role models for our kids and we'll be doing a lot about that. I know I've been saying it's coming for a while Chris, but we've got an awful lot on our wealth building play, hadn't we? But it's definitely going to be launched this year. No doubt about that. I've given that commitment. And Abby, Neil and other people Who wants to help and be part of that in some small way? Let us know and join our free Facebook group because we'll be doing Chris, I committed to this as well. I'm going to be doing with you, I think, hopefully he'll drag you in. It can in Splatoon, to a monthly Facebook, or at least a live where we'll be bringing more lessons and sharing more things for free and answering questions. Because when people get buffeted by the wind, they sway. And what that means Chris, is they say, Well, should I do this? Or should I do that? Should I? Should I re mortgage my house? Should I take money out by ISIS? Should I cash in my premium bonds? Should I do this? What should I do and then moving and swaying? In an ever increasing wind? What we'll do is we'll be able to have those calls, get people live? And answer those questions. So that you know, definitively at least you've got all the thoughts, you can be analytical. And you can think about what what's the best course of action you can take. And we will have an army of experts giving donations of libraries of materials this year. And that's mean you Chris is going to be pushing our partners to get free information and content so that we're known this year as a safety net provider, or someone throwing out a lifeline, but only for those who are reaching out and saying, Yes, please, I'm willing to accept the help. And the humility that's needed to do that, in difficult times is a skill in itself. So don't be on your own. Reach out to people join a community and a community, go to networking events. Surround yourself with people who are being proactive rather than surrounding yourself with news that's going to shrink you and make you go further and further and further into recession, depression, or whatever the language that isn't good for you.
Christian Rodwell 32:01
So in order to be part of that, just, you know, be a free member, join our community. And there's two easy ways to do that. We'll be doing the Facebook Lives, as Kevin just mentioned, each month starting from February. So to know the details of that, just head to wealth builders.co.uk forward slash Facebook or go straight into Facebook and search for wealth builders, join our free community in there, or just become a free member by heading to wealth builders.co.uk forward slash membership and that will get you on our weekly newsletter. And where if you're not a Facebook user, we can send you the recordings so you don't miss out. So lots of good stuff to look forward to this year. And once again, thanks to Abby today for sharing all of her great insights as to how she's doing her best to make a dent on financial literacy in schools.
Unknown Speaker 32:49
Yeah, hats off to Abby, as you say. Okay, Kevin, we
Christian Rodwell 32:52
will catch up Same time, same place next week.
Unknown Speaker 32:54
Yes, probably a splitter, free zone with a bit of luck.
Christian Rodwell 32:57
I very much hope so.
Unknown Speaker 32:59
Until then, my friends see you.
Unknown Speaker 33:04
We hope you enjoy today's episode. Don't forget that we are constantly updating our resources inside the wealth builders membership site to help you create, build and protect your wealth. Head over to wealth builders.co.uk/membership right now for free access. That's wealth builders.co.uk/membership
Transcribed by https://otter.ai